CollectOS -- AI-Powered Collections. You Pay Nothing Until We Collect.

Upload outstanding invoices

CSV, Excel, PDF, or paste invoice details

or connect to detect overdue invoices automatically

QuickBooks

Xero

Stripe

Read-only. Auto-detects invoices 30+ days overdue. Monitors continuously.

Recovery Assessment -- 8 Invoices

$340K total outstanding

Ironbark Construction

Net 30 • 45 days overdue

$18,000

92% likely

Summit Staffing

Net 30 • 60 days overdue

$84,000

87% likely

Cascade Supplies

Net 15 • 30 days overdue

$12,400

95% likely

Northvale Partners

Net 30 • 90 days overdue

$47,000

68% likely

Ridgeline CPA

Net 30 • 75 days overdue

$8,500

71% likely

Apex Mechanical

Net 30 • 180 days overdue

$120,000

22% likely

Greenfield Labs

Net 45 • 20 days overdue

$34,000

96% likely

Clearpath Logistics

Net 30 • 50 days overdue

$16,100

74% likely

$340K

Total outstanding

$280K

Recoverable (est.)

82%

Recovery probability

$70K

Your fee (25%)

Start collecting -- $0 upfront

You pay 25% of what we recover. If we collect $0, you pay $0.

How it works

Professional. Persistent. Performance-based.

Upload

Submit outstanding invoices. We assess each one for recovery probability within minutes.

Outreach

Professional dunning sequences -- friendly reminders, then escalation. Never aggressive. FDCPA compliant.

Escalate

Non-responders get legal demand letters. We track every communication and deadline.

Collect

Payment tracked. You get 75%. We get 25%. If we collect nothing, you pay nothing.

The dunning timeline

Day 1

Friendly reminder

Professional email referencing the invoice, amount, and original terms. Warm tone. Payment link included.

Day 7

Follow-up

Second notice if no response. Phone call attempt. Offers payment plan if needed.

Day 15

Final notice

Formal notice of intent to escalate. 5-day response window. Still professional -- no threats, no harassment.

Day 21

Legal demand

FDCPA-compliant demand letter from our legal team. Certified delivery. Deadline for payment or dispute.

Day 30+

Resolution

Payment plan negotiated, full payment received, or file prepared for your attorney. You decide next steps.

Compare

Not your typical collection agency.

Traditional agencies charge 30-50%, take months, and damage client relationships. CollectOS is faster, cheaper, and professional.

	CollectOS	Traditional Agency	In-house AR	Lawyer
Upfront cost	$0	$0-$500	Salary	$300-500/hr
Recovery fee	25%	30-50%	N/A	Hourly
First contact	Same day	1-2 weeks	When they get to it	Days-weeks
Avg. collection time	18 days	60-90 days	Varies	Months
FDCPA compliant	Yes	Sometimes	Varies	Yes
Preserves client relationship	Professional tone	Often aggressive	Yes	Adversarial
Real-time tracking	Dashboard	Monthly reports	Spreadsheet	Invoiced hours
AI-powered	Yes	No	No	No

Pricing

Simple. Performance-based.

25%

of what we collect. Nothing upfront. Nothing if we don't collect.

Under $50K

25%

Standard recovery fee

$50K -- $250K

20%

Volume discount

$250K+

15%

Enterprise rate

Trust

Professional. Compliant. Transparent.

FDCPA Compliant

Every communication follows the Fair Debt Collection Practices Act. No harassment. No threats. Professional tone always.

SOC 2 Certified

Your invoice data is encrypted and secured to enterprise compliance standards.

Full Transparency

Real-time dashboard shows every outreach, response, and payment. You see everything we do.

Relationship Preserved

We collect professionally. Your clients stay your clients. No burned bridges.

Results

Real recoveries.

* * * * *

"Had $84K outstanding for 60 days. CollectOS recovered $78K in 3 weeks. I didn't lift a finger."

-- David K., staffing agency, Dallas

* * * * *

"The professional tone preserved our client relationship. They paid and we're still working together."

-- Rachel M., consulting firm, Chicago

* * * * *

"Switched from a traditional agency charging 40%. CollectOS charges 25% and collects faster. No-brainer."

-- James T., construction, Denver

FAQ

Common questions.

What if you can't collect?▾

You pay nothing. Zero. We only earn when you earn. If an account is unrecoverable, we'll recommend whether to write it off or escalate to legal counsel.

Will this damage my client relationships?▾

No. Every message is professional and measured. We start with friendly reminders, not threats. Our tone is designed to preserve the relationship while getting paid. Many of our clients' debtors continue doing business after paying.

How is this different from a collection agency?▾

Traditional agencies are slow (60-90 days), expensive (30-50%), and often damage relationships. CollectOS starts same-day, charges 25%, and maintains a professional tone throughout. Our AI adapts its approach per debtor based on response patterns.

What types of invoices can I submit?▾

B2B invoices of any size. We work best with invoices that are 30-120 days overdue. Accounts over 180 days have lower recovery rates but we'll assess them honestly and tell you the probability upfront.

Can I see what messages you send?▾

Yes. Every email, letter, and phone attempt is logged in your dashboard. You can review and approve templates before we send them, or let us handle it autonomously.

CollectOS MCP Server

Available Tools

Live A2A Traffic

Endpoint Metrics (24hr)

Authentication

We collect your unpaid invoices. You pay nothing until we do.

Upload outstanding invoices

Recovery Assessment -- 8 Invoices

Professional. Persistent. Performance-based.

Upload

Outreach

Escalate

Collect

The dunning timeline

Friendly reminder

Follow-up

Final notice

Legal demand

Resolution

Not your typical collection agency.

Simple. Performance-based.

Under $50K

$50K -- $250K

$250K+

Professional. Compliant. Transparent.

FDCPA Compliant

SOC 2 Certified

Full Transparency

Relationship Preserved

Real recoveries.

Common questions.

Stop chasing invoices. Start collecting.

Product

Resources

Company

Agent Interface -- CollectOS